Having a good credit score can unlock doors for you—from getting for a car loan to qualifying for the mortgage you’ve always wanted. Some lenders, including credit card companies, offer bonus incentives to people with good credit scores, including lower interest rates, mileage programs, and higher spending limits. Here are some tips to help you set healthy financial habits and watch your credit score skyrocket:

 1. Check your credit score and report.

It sounds like a no-brainer, but the first step in improving your credit is knowing how potential lenders see you. The most widely used and reputable scoring system is the FICO score, which assesses your credit  on a scale between 350 and 800. Obviously, the higher your score, the more appealing you will be to lenders, so knowing where you’re at now and where you’d like to be can give you some motivation to re-think your spending and saving … Read More